Monday, August 7, 2017

Medicare & Extra Help


Medicare has four basic forms of coverage:


• Part A: Pays for hospitalization costs
• Part B: Pays for physician services, lab and x-ray services, durable medical equipment, and outpatient and other services
• Part C: Medicare Advantage Plan (like an HMO or PPO) offered by private companies approved by Medicare
• Part D: Assists with the cost of prescription drugs

Medicare enrollees who have limited income and resources may get help paying for their premiums and out-of-pocket medical expenses from Medicaid (e.g. MSPs, QMBs, SLBs, and QIs).

Medicaid also covers additional services beyond those provided under Medicare, including nursing facility care beyond the 100-day limit or skilled nursing facility care that Medicare covers, prescription drugs, eyeglasses, and hearing aids. Services covered by both programs are first paid by Medicare with Medicaid filling in the difference up to the state's payment limit.

Medicaid


Medicaid is a joint federal/state program that helps with medical costs for some people with limited income and resources.

Medicare Savings Programs


State Medicare Savings Programs (MSP) programs help pay premiums, deductibles, coinsurance, copayments, prescription drug coverage costs.

PACE


PACE (Program of All-inclusive Care for the Elderly) is a Medicare/Medicaid program that helps people meet health care needs in community.

Save on drug costs


Qualify for extra help from Medicare to pay the costs of Medicare prescription drug coverage if you meet certain income and resource limits.

Programs for people in U.S. territories


Programs in Puerto Rico, U.S. Virgin Islands, Guam, Northern Mariana Islands, American Samoa, for people with limited income and resources.

Find your level of Extra Help (Part D)


Your level of extra help with Medicare prescription drug costs described on a purple, yellow, green, or orange colored notice from Medicare.

Insure Kids Now


The Children's Health Insurance Program (CHIP) provides free or low-cost health coverage for more than 7 million children up to age 19. CHIP covers U.S. citizens and eligible immigrants.

Supplemental Security Income (SSI)


The Supplemental Security Income (SSI) program pays benefits to disabled adults and children who have limited income and resources. SSI benefits also are payable to people 65 and older without disabilities who meet the financial limits.


Where to apply for Medicaid:



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